Description: This study aims to explore the evolution of and trends in how consumers from younger generations understand, investigate, and purchase private insurance plans.

Description: Summarizes the results of a follow-up survey of a panel of experts on COVID-19 to see how views on the disease’s impact on future U.S. mortality may have changed.

Description: This is a brief description of the formation of the Committee.

Description: The Committee's investigations prepared in 1950 covered the following matters: I. Group Annuity Mortality II. Group Life Insurance III. Group Accident and Health Insurance, including Group Hospital and Surgical Expense Insurance. The details of these investigations were published separately from this document, which merely sets forth a brief description of the studies.

Description: This report discusses the use of a basic table of net annual claim costs for hospital and surgical expense insurance as adopted by the NAIC in 1956 to be used as a minimum reserve standard for loss-of-time benefits. It is the intention of this paper to outline the characteristics of the table, to discuss the factors which influence reserve considerations, and to describe suitable methods of determining active and disabled life reserves for the types of benefit provisions now most generally offered. From Transactions of Society of Actuaries 1965, Vol. 17, Pt. 1, No. 49.

Description: Brief introduction to the 1967 report series by the Committee on Group Life and Health Insurance.

Description: Experience report covering the years 1946-1948 on group life insurance policies. Report covers waiver of premium and permaneent total disability claims as well as death claims.

Description: LIMRA, Reinsurance Group of America (RGA), the Society of Actuaries (SOA) Research Institute, and TAI have collaborated on an ongoing effort to analyze the impact of COVID-19 on the individual life insurance industry’s mortality experience and share the emerging results with the insurance industry and the public. This report contains the results of a cause of death analysis focused on how the rates of death for various causes were impacted throughout the pandemic period through the second quarter of 2022.

Description: The Society of Actuaries’ Committee on Finance Research and Joint Risk Management Section Research Committee are pleased to make available a research report developing a framework for quantifying and analyzing various forms of contractual designs.

Description: This study was undertaken to ensure the ongoing adequacy of the modified 1985 CIDA table as specified in Valuation Manual Section VM-26 for single premium credit disability insurance. In addition, the shift in the distribution of sales by term between contracts issued in previous study periods to 2017 and 2021 was analyzed.